Renters insurance only offers personal property damage coverage for “covered perils,” like fire or theft. Damages caused by your pets are not considered a covered peril. You are responsible for any damage your dog does to your own property.
Also to know is, does renters insurance cover pet damage?
Pet damage is not typically covered on your renters insurance policy. Although this type of damage could be “sudden and accidental”, this is considered a risk you take on when you decide to have a pet. Unfortunately damages caused by your furry friends are not covered by your renters insurance policy.
Beside above, what is considered pet damage? Pet damage can include things like excessive pet hair left at the property or urine stains in the carpet or carpet pad. These things are relatively easy to fix, but sometimes hard to spot. At Good Life, we understand that some owners may be hesitant to accept pets due to the potential damage they may cause.
Hereof, what kind of damage does renters insurance cover?
Personal property coverage
Basic renters insurance will reimburse you for the loss of property (up to your policy's coverage limit) if destroyed, damaged, lost or stolen in any one of the following 16 different events: Fire and lightning. Windstorm and hail. Explosions.
Does Geico renters insurance cover pet damage?
Liability coverage pays a loss if you unintentionally hurt or cause someone harm. If your pet, child or even you harm or cause damage to someone else's property or person then you could be held liable. Always keep liability coverage for yourself and family.
