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Common Ground News

How can I apply for BPI credit card online?

Author

Chloe Ramirez

Updated on February 26, 2026

How can I apply for BPI credit card online?

Online banking:
  1. Log in to your BPI online banking account.
  2. Click Other Services > Application Status Inquiry > Credit Card.
  3. Enter your BPI credit card application date.
  4. Choose the applicable response from the drop-down list beside “Application Submitted to.”
  5. Input your contact number.
  6. Click “Submit.”

Besides, what are the requirements for BPI credit card?

Eligibility Criteria for a BPI Credit Card:You must be at least 21 years old. You must be a Philippine resident or Filipino citizen. You must be earning at least ₱180,000 per annum. You must have a business or residence contact number.

Beside above, can OFW apply for BPI credit card? Yes, BPI credit card application is open to OFWs. Overseas Filipino Workers (OFWs) applying for a BPI credit card need to submit the following: Contract of employment. Latest proof of remittance.

Likewise, people ask, how can I apply for a credit card online?

The process to apply for a credit card is simple.

  1. Step 1: Fill up the online application form to apply with appropriate information.
  2. Step 2: Submit the necessary documents to receive your credit card.

How can I get BPI Mastercard?

II.At BPI Branches

  1. Visit any BPI Branch nationwide.
  2. Completely fill-out the BPI ePay Mastercard Application Form.
  3. Sign the BPI Prepaid Cards Terms and Conditions.
  4. Submit the BPI ePay Mastercard Application Form and BPI Prepaid Cards Terms & Conditions.
  5. Present one (1) valid ID and payment for the card application fee.

How do I pay my BPI credit card online 2019?

  1. Log in to BPI Online or BPI Mobile app and go to “Payments/Load.”
  2. Select “Pay Bills.”
  3. Fill in the details and select an enrolled biller.
  4. Confirm the details of your transaction. Click on “Confirm.”
  5. Enter the One-Time PIN (OTP) then select “Submit.”

How much is the annual fee for BPI credit card?

Like BDO, BPI has a credit card with a membership fee that's charged monthly (the Edge Mastercard at P110). Premium BPI credit cards have annual fees of P2,250 for Gold Mastercard and P5,000 for Platinum cards. The annual fees for all BPI credit cards, except for the BPI-Amore cards, are free for the first year.

How long does BPI process credit cards?

On average, BPI processes a credit card application within one to two weeks. In some cases, it takes longer than a month for BPI to come up with a decision. If you're approved for a BPI credit card, you'll receive a text message notifying that your card will be delivered in five banking days.

How can I get a credit card for the first time?

Applying for Your First Credit Card: 7 Helpful Tips
  1. Get Savvy about Credit Scores.
  2. Check Your Credit Report.
  3. Look into Secured Credit Cards and Student Credit Cards.
  4. Choose a Rewards Card that Matches Your Needs.
  5. Limit the Number of Applications.
  6. Be Ready to Prove You Can Make Payments.
  7. Understand Credit Terms and Conditions.

How do I pay my BPI credit card?

Visit any of the BPI or BPI Family Savings Bank branches nationwide to pay for your Credit Card. You may use our Branch Locator for the branch nearest you. For check payments, please make these payable to BPI, followed by your Customer Number found in your statement of account.

How can I activate my BPI credit card for the first time?

BPI Gold Mastercard. BPI SkyMiles Mastercard. BPI SkyMiles Platinum Mastercard. BPI Visa Signature Card.

7.Activate your BPI credit card.

  1. Call the 24-hour customer service hotline. Metro Manila: (02) 89-100.
  2. Press 2 for Credit Cards.
  3. Press 2 for Credit Card Activation.
  4. Wait for a phone banker to answer your call.

How much is the credit limit for BPI Blue Mastercard?

Accepted by establishments worldwide, the BPI Credit Blue Mastercard is your start-up international credit card. It gives you P2 million FREE travel insurance. Plus, it lets you withdraw cash up to 30% of your credit limit in over 1 million Maestro/Cirrus ATMs globally.

Features:

Annual FeeP1550
Finance Charge3.50%

How do you activate a credit card?

How to Activate a Credit Card
  1. Activate Your Credit Card by Phone. One of the easiest ways to activate your credit card is by calling the number printed on the sticker attached to the front of your card, or it might have been printed in the letter the card came with.
  2. Activate Your Credit Card Online.
  3. Activate It…or Lose It.

Which bank gives credit card easily?

Cards against Fixed Deposit
Sr. No.Credit Card NameCard Issuing Bank
4CoralICICI Bank
5Instant PlatinumICICI Bank
6Insta EasyAxis Bank
7AssureBank of Baroda

Is it safe to apply online for a credit card?

It is safe to apply for a credit card online as long as you do it through a reputable issuer's secure website. Banks and credit unions use encryption to protect the personal information transmitted on online applications.

Should you apply for a credit card online?

The best way to apply for a credit card definitely is to do so online. Applying online is the fastest, most convenient method because you can do it any time, from anywhere. It also makes the most sense after comparing credit card offers online, which you really need to do if you want to find the best deal.

How can I get a credit card for free?

Best Free Credit Cards:
  1. Discover it® Miles - No Foreign Fee.
  2. Discover it® Secured - Fixing Credit.
  3. Journey® Student Rewards from Capital One® - Students.
  4. Wells Fargo Platinum card - 0% Intro APR on Purchases.
  5. Citi® Double Cash Card – 18 month BT offer - Rewards.
  6. Capital One® Platinum Credit Card - Building Credit.

Which bank credit card is best?

List of 10 Best Credit Cards in India for 2020
Top 10 Credit CardsAnnual FeeRenewal Fee
Amazon Pay ICICI Bank Credit CardNilNil
SimplyCLICK SBI CardRs. 499*Rs. 499*
Axis Bank Magnus Credit CardRs. 10,000*Rs. 10,000*
Citi PremierMiles Credit CardRs. 1,000*Rs. 1,000*

What is the easiest credit card to get approved?

  • Discover it® Secured. The Discover it® Secured card comes with no annual fee and a competitive APR while still offering bonus rewards for gas and restaurant purchases.
  • Capital One Secured Mastercard.
  • Citi® Secured Mastercard®
  • U.S. Bank Secured Visa® Card.

Who can apply for credit card?

Typically, you must be at least 18 to apply for a credit card. If you are under 21, you must provide proof of your independent income or assets to show that you will be able to repay the amount you charge.

What is the best credit card in the Philippines?

10 Best Credit Cards in the Philippines:
  • Citi Cash Back Card.
  • EastWest Platinum Card.
  • BPI Family Credit Card.
  • RCBC Bankard Gold Card.
  • HSBC Red Mastercard.
  • AUB Easy MasterCard.
  • BDO Diners Club Premiere.
  • PNB Mabuhay Miles World MasterCard.

Can OFW apply for credit card?

Can I apply for a BDO credit card if I'm an OFW? Unfortunately, BDO no longer offers credit cards to overseas Filipino workers (OFWs). The Bangko Sentral ng Pilipinas (BSP) requires all local banks to secure income tax returns (ITRs) from people applying for their services or financial products like credit cards.

Can I apply BPI credit card abroad?

Yes, BPI credit card application is open to OFWs. Overseas Filipino Workers (OFWs) applying for a BPI credit card need to submit the following: Contract of employment. Latest proof of remittance.

What BPI credit card is the best?

What is the best BPI credit card for first-time cardholders?
  • BPI Edge Mastercard.
  • BPI Blue Mastercard.
  • BPI Family Credit Card.
  • Petron-BPI Mastercard.

How can I get Visa credit card in Philippines?

How to Get Approved for a Credit Card in the Philippines
  1. Stable source of income is a must.
  2. Start with a deposit account.
  3. Apply for a secured credit card.
  4. Maintain a credit profile.
  5. Reduce your debt to income ratio.
  6. Don't do follow-ups.

Is BDO Kabayan Savings a credit card?

With BDO Kabayan Savings ATM Debit Card, withdraw anytime, anywhere from over 20,000 BDO, MegaLink, Expressnet and BancNet ATMs across the Philippines, and pay for items at SM and other accredited stores with point of sale (POS) terminals. It comes with a passbook so you can monitor your remittance transactions.

How do I apply for a Visa credit card?

How to get a Visa credit card?
  1. Visit the Bankbazaar Credit Card Section.
  2. Click on the credit card you want to apply for.
  3. Click on the "Check Eligibility" option.
  4. Select the option of 'instant apply'.
  5. Select 'Credit Card Online Application Form' and fill the form with the required details.

Is BPI debit card a Mastercard?

Yes, you can use your BPI Debit Mastercard to pay in stores wherever Mastercard is accepted. Yes, you can use your BPI Debit Mastercard to pay online wherever Mastercard is accepted as long as you enable e-commerce for your card.

Why can't I use my BPI debit card online?

No, magstripe BPI Debit cards or BPI Debit EMV Cirrus cards cannot be used for online purchases. 11. Certain transactions will incur transaction fees such as transactions at non-BPI ATM and international transactions.

What is BPI Blue Mastercard?

Accepted by establishments worldwide, the BPI Credit Blue Mastercard is your start-up international credit card. It gives you P2 million FREE travel insurance. Plus, it lets you withdraw cash up to 30% of your credit limit in over 1 million Maestro/Cirrus ATMs globally.

How can I use my BPI Mastercard?

How do I use my BPI Debit Mastercard to pay? Simply present your card at any EPS, BancNet or Mastercard affiliated merchant. Insert, swipe or tap your card in the Point-of-Sale (POS) terminal. You may be asked to enter your 6-digit PIN or sign the receipt to complete the transaction.

Why can't I use my debit card online?

Reason #1. Both the debit card and credit card allow you to make purchases using e-transaction. The debit card doesn't come with such a limit. If you have money in your bank account, you can spend that using debit card.

How will I know if my BPI credit card is approved?

Steps to Check Application Status via BPI Phone Banking:
  1. Call the BPI customer hotline at 89-100 (Metro Manila) or 1-800-188-89100 (domestic toll-free).
  2. Press 2 (for Credit Cards).
  3. Press 2 (for Credit Card Application Status Inquiry).
  4. Key in your 10-digit application ID number.

How do I apply for a Mastercard?

It's easy to activate:
  1. Enter your card number. Click the SIGN UP button, find your bank's website and create your private code.
  2. Verify your identity. To enroll, you will be asked to confirm your identity by providing answers to security questions.
  3. Create your SecureCode.
  4. Registration is complete.

What type of card is BPI debit?

What is a BPI Debit EMV Cirrus card? BPI Debit EMV Cirrus has the same features as the magstripe BPI Debit card except that it has additional security thru the EMV chip. You can use it to withdraw from BPI ATMs, BancNet ATMs locally, and from Cirrus affiliated ATMs internationally.

How can I activate my BPI 2019 Credit Card?

As with other credit cards, a BPI credit card must be activated first before you can start using it.

7.Activate your BPI credit card.

  1. Call the 24-hour customer service hotline. Metro Manila: (02) 89-100.
  2. Press 2 for Credit Cards.
  3. Press 2 for Credit Card Activation.
  4. Wait for a phone banker to answer your call.