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How do I stop payment on a Cheque?

Author

Penelope Carter

Updated on February 18, 2026

How do I stop payment on a Cheque?

Banks instruct following modes of requesting for stop payment of cheque and contact such an issue:

The account holder can place an online request to the bank.
The account holder can make a call to the customer service helpline number.
The account holder can visit personally to the branch office and give a written request.

Then, how can I stop HDFC Cheque payment by SMS?

HDFC Bank SMS Keyword to Stop Cheque Payment

To Stop Cheque for your HDFC Bank using text or sms banking by sending stp <6_digit_chq_no> from your registered mobile to 9223300004.
Replace <6_digit_chq_no> with your 6 Digit Cheque Number.

Subsequently, question is, can we stop Cheque payment online? The 'stop cheque payment' online facility is only available from 8 am to 8 pm, states SBI. If you cannot stop the cheque payment from this service, you are required to visit your SBI branch.

Keeping this in view, is there any charges for stop payment of Cheque?

There will be charges for making a stop request. The minimum charge will be Rs. 100 and the maximum charges will be Rs. 500 depending on the condition and amount.

What happens if I stop payment on a Cheque?

A stop payment on a check is when you ask your bank to cancel a check before it is processed. Requesting a stop payment can make sense for lost or stolen checks, but it won't work in all payment situations. A stop payment can only be issued if you hold the account that paid the check, and you may be charged a fee.

What is stop payment of Cheque?

A stop payment is a formal request made to a financial institution to cancel a check or payment that has not yet been processed. A stop payment order is issued by the account holder and can only be enacted if the check or payment has not already been processed by the recipient.

How long does it take to cancel a Cheque?

This can be immediately, within 24 hours, or at the end of the next business day. It depends on your bank and the situation. You should also ask how long it stays in effect. Banks will generally get rid of stop payments from the system after 6 months.

Who can stop the payment of Cheque?

Upon receipt of a timely stop payment order, the bank ceases to have authority to pay the item. A customer thus, has a right to give notice to his Bankers to stop payment of a cheque which he has issued. Generally a written notice, signed by the drawer is sufficient to stop the payment.

How do I write a stop payment Cheque?

Sub: Stop Payment

We request you to kindly stop the payment of the cheque No. —————- dated dd/mm/yyyy for Rs. ———–(Rupees ———————– Only) issued by us in favor of Mr. —————–(name of client / employee).

Can I cancel a Cheque before it's cashed?

Stopping payment on a check is usually possible anytime before the check has been cashed. Once the check has been cashed by the recipient, you won't be able to make a stop payment with the bank. Contact the bank as soon as possible; notify them orally that you wish to stop payment on the check.

Does stop payment affect your credit?

The first is that stopping payments on your account only makes things worse. It starts a process that can put you deeper in debt, wreck your credit, cause you more stress and negatively affect you for years to come.

How can I check my HDFC Bank Cheque status?

Check Issued Cheque Status of HDFC Bank

Check your HDFC Bank Cheque Status Enquiry using text or sms banking by sending cst <6_digit_chq_no> from your registered mobile to 9223300004.
Replace <6_digit_chq_no> with your 6 Digit Cheque Number.

How cancel check look like?

Strike two parallel lines across the cheque leaf and write the word “cancelled" across the lines. Remember, there is no need for you to sign a cancelled cheque as it is only used to validate your account details and not make a transaction. Writing the word “cancelled" is a must.

How much time does it take for a Cheque to clear in HDFC?

Whenever anyone issues a cheque to you, you need to deposit that in your HDFC bank account. The money will be credited after the cheque is cleared. Generally it takes 2-3 business days for the cheque to be cleared. It may take upto 5 days sometimes depending upon the bank holidays, or errors.

Do we need to sign on Cancelled Cheque?

You should not sign on a cancelled cheque. A cancelled cheque leaf can provide your account information such as account number, your name (as in the bank account), MICR code, bank name, and bank branch.

How can I check my account balance online HDFC?

Account Balance

You can login to HDFC Bank netbanking platform using your custid & password, if you're a registered user, to view your account balance.
To register online for netbanking using your custid, please click here.
You can also register for banking through ATM, Phonebanking and Branch. Click here to know more.

What is EDC rental in HDFC Bank?

EDC (point of sale terminal)charge suddenly.

Can we block Cheque?

Click on 'Requests' >> 'Cheque Book' >> 'Stop/Revoke Cheque'. Provide the start cheque number (mandatory) and end cheque number which you need to revoke.

Why would a Cheque be stopped?

The person who gave you the cheque has asked their bank to place a 'stop' on the payment, to ensure that it is not paid, because their chequebook has been stolen. You should contact the cheque issuer to seek an alternative form of payment. A 'stop' may have been placed on this cheque so that it isn't paid.

Can a bounced Cheque be represented?

Answer: Yes, you can present the cheque again in the bank for payment, even if it was dishonoured on the first occasion. However, it goes without saying that the cheque can be presented again in the bank only during the period of its validity. Normally, the period of validity of the cheque is 3 months.

Can bankers Cheque be Cancelled?

1 Can a Bankers Cheque be cancelled? Ans: No, The banker's cheques cannot be cancelled because the bank itself is responsible to pay the mentioned amount to the beneficiary.

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