N
Common Ground News

How much is Geico insurance for a 17 year old?

Author

Sarah Oconnor

Updated on March 13, 2026

How much is Geico insurance for a 17 year old?

As a result of this, the average 17-year-old in 2019 paid an annual premium of $5,429 for car insurance — far more than the national average of $1,548.

AVERAGE 6-MONTH PREMIUMS: 17-YEAR-OLD DRIVER.

Car Insurance ProviderAverage Premium
State Farm$2,999
Allstate$2,295
GEICO$987
Progressive$1,231

Also know, how much is car insurance per month for a 17-year-old?

Car insurance for a 17-year-old costs $2,752 per year, on average, or $229 per month. Seventeen-year-old drivers pay more for car insurance than older, more experienced drivers because insurers consider them to be high-risk, meaning they're more likely to file a claim.

Secondly, how much is it to add a teenager to car insurance Geico? For instance, parents with a Geico policy will pay an average of $393 more per year when they add their teen on the policy. In full, with both parent and teen, the policy costs an average of $1,505 per year.

Likewise, people ask, will Geico insurance a 17-year-old?

GEICO makes it easy to move a teen or young driver to their own auto insurance policy. We can apply discounts they qualify for and give them the benefit of their experience on an existing policy.

What is the cheapest insurance for a 17-year-old?

The cheapest cars to insure for 17 year olds

CarAverage annual premium*
1Toyota Aygo£640.91
2Fiat 500£682.23
3Volkswagen Up!£697.42
4Citroen C1£698.98

Is car insurance cheaper at 18 than 17?

How much does car insurance cost for 18-year-olds? Car insurance premiums are generally higher for younger drivers.

How can a 17-year-old get cheap insurance?

How can 17 year olds get cheaper car insurance?
  1. Add a named driver.
  2. Pick the right car.
  3. Consider a telematics policy.
  4. Avoid unnecessary modifications.
  5. Keep your car safe and secure.
  6. Increase your voluntary excess.

How much does car insurance go up when you add a 17-year-old?

Adding a 16-year-old teen to your policy will increase your rates, on average, by about 130% to 140%, or an extra $2,000 annually, according to CarInsurance.com rate data.

Can a 17-year-old get car insurance on their own?

A 17-year-old can get their own car insurance in most states. Most states require a parent to grant legal written permission for anyone under 18 to buy a car or insurance, however. Also ask about extra measures you may need to take to register and insure a car until you turn 18.

What Insurance Group is best for 17-year-old?

What are the cheapest cars to insure for young drivers? Car insurance for 17-year-olds and other young drivers can be expensive, but you can keep costs down by selecting a car in a low insurance group, such as those in groups 1 and 2. Cheaper options to consider include the Volkswagen Polo and Hyundai i10.

Does my teenager have to be on my car insurance?

In fact, insuring your teen is typically required by law (once they are licensed). Most states require drivers to have auto liability insurance before they can legally drive, according to the Insurance Information Institute (III). The student driver is covered by his/her parents' policy as a household member.

Should I add my 16 year old to car insurance?

Adding a teen driver to your car insurance policy will likely increase your rate. We also found that 16-year-old drivers added to their parents' coverage averaged around $2,500 in premium increases for full coverage insurance. Drivers who are 18 with their own policies pay an average full coverage premium of $5,335.

What is a fair price for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis.

Average auto insurance rates for good and bad credit.

Type of policyGood creditPoor credit
Full coverage$1,592$2,812
Minimum coverage$565$984

What is the cheapest way to insure a teenage driver?

The cheapest way to insure a teenage driver is by adding them to your own policy. Buying a teen their own policy is very expensive and generally not advised. Depending on the state, a teen driver's annual premium could cost up to twice as much on an individual policy as being added to a parent's policy.

What is the cheapest car to insure for a teenager?

Cheapest Cars to Insure for Teenagers
  • Mazda MX-5 Miata: $2640.
  • Subaru Outback: $2735.
  • Volkswagen Golf GTI: $2740.
  • Mini Countryman: $2766.
  • Volkswagen Routan: $2769.
  • Smart Fortwo: $2776.
  • Fiat 500L 19: $2786.
  • Honda Odyssey: $2788.

What is the best auto insurance for teenage drivers?

Best Car Insurance Companies for Teens of May 2021
  • Best Overall for New Drivers: Erie Insurance.
  • Best for College Students: Allstate.
  • Best Student Discounts: State Farm.
  • Best for Good Drivers: Progressive Insurance.
  • Best for Accident Forgiveness: Nationwide.
  • Best For Military Families: USAA.

Do you have to add a teenage driver to your insurance Geico?

If you're a parent of a teen with a learner's permit, your teen should be typically covered by your policy with no action necessary on your part. But as soon as a teen driver is licensed, you'll need to add them to your policy or prove that they are either insured or permanently residing elsewhere.

Why is insurance so expensive for teenage drivers?

Younger drivers generally have more car accidents because they have less experience. As a result, they're more expensive to insure. Even if you are a safe driver and loyal car insurance customer, the behavior of your peers will end up hurting you when you pay your premium.

What is the cheapest car insurance?

The cheapest car insurance companies
  • Erie: Cheapest overall company.
  • State Farm: Cheapest company after getting into an accident.
  • USAA: Cheapest company for military families.
  • Metromile: Cheapest company for low-mileage drivers.
  • Farm Bureau Insurance: Cheapest company for those with a poor credit history.

Is Geico a good insurance?

Only USAA's average rate of $875 is lower, a decrease of about 20% compared to Geico's rate. The most expensive insurer in our study is Allstate, with an average rate of $1,788.

Geico Car Insurance Rates by Credit History.

Credit ScoreGeico Average RateNational Average Rate
Good$1,101$1,311

Who qualifies for Geico insurance?

Be at least 50 years old. Have no operators under the age of 25. Have no violations or accidents in the past 3 years. Not use any vehicle for business purposes.

How much does it cost to add a teenager to car insurance?

The average annual rate quoted for a teen driver is $2,267. (This average includes all liability coverage levels.) Compare that to an average cost increase of $621 for adding a teen to the parents' policy — that means you'll pay 365 percent more by putting the teen on his or her own policy.

What is the cheapest car insurance for 18 year olds?

Your rates may vary. Erie offers the best and cheapest car insurance for 18-year-old drivers, our data shows, with an average rate of $190 per month. State Farm and USAA also offer cheap car insurance for 18-year-olds, with average rates of $220 per month and $227 per month, respectively.

How much is Geico car insurance for a 16 year old?

The average 16-year-old driver in 2020 paid an annual premium of $5,744 (or $479 per month) for insurance compared to the national average of $1,483.

Which company offers the cheapest car insurance for a 16-year-old driver?

Insurance CompanyAverage Premium: 6-Month PolicyMonthly Rate
GEICO$2,071$345

How much does it cost to add a teenager to car insurance state farm?

State Farm had much higher prices, with an average quote of $9,327 for a 16-year-old's auto insurance.

Why is car insurance so expensive for 17 years old?

Why is car insurance more expensive for 17-year-olds? Insurance is based on risk levels, and statistically 17 and 18-year-old drivers are at a much higher risk of crashing than older age groups.

What is the best car for a 17 year old?

6 Good First Cars for a 17 Year Old
  • Stylish SEAT Ibiza. There's loads of room for you and your mates in the SEAT Ibiza and more than enough tech to impress them!
  • Versatile VW Polo. Volkswagens are well-known for good looks and reliability, so why wouldn't you want one as your first car?
  • Vibrant Vauxhall Corsa.
  • Fab Ford Fiesta.
  • Hot Hyundai i10.
  • Funky Fiat 500.

What's a good first car for a 17 year old?

1. Honda Civic (2012-2016) The Honda Civic has been one of the best-selling small cars in the United States for years, with a winning combination of price, features, safety, reliability and resale value. It is no surprise, then, that it is also one of the best used cars for teenagers.

Is car insurance cheaper when you turn 18?

The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 25% on average.